Medicare Supplement Insurance
There are often times that Medicare does not cover as much of your health expenses as you need. To ensure the amount of your out of pocket expenses are not beyond your means, one type of insurance we offer is Medicare Supplement Insurance, also known as Medigap. Medicare Supplement Insurance will cover expenses in the ‘gap’ that Medicare will not cover.
With the 2010 Medicare Modernization Act, there are many changes and new plans to choose from. These plans vary in cost depending on which plan works best for your needs and the benefits provided in those plans. One important thing to remember is that Medigap plans cover only the individual purchasing the plans and will not cover your spouse or other family members. Each individual needing a Medicare Supplement plan must obtain their own individual coverage.
Medicare Advantage plans will bundle health insurance and prescription coverage all into one plan, if desired. You can also purchase each of these individually. Some plans are available only in a specific area, so it is important to get advice before you sign up. In most cases, you can only change to another plan during an open enrollment period, so be sure you know all the “ins and outs” before making a decision.
Please contact us today to learn more about these plans and to obtain a quote. We are sure that there is a solution that works perfect for your individual needs. Don’t wait until it is too late to get the coverage that you deserve!