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Insurance for Your Business

Business insurance is a necessity that allows you to focus on the challenges of running and perpetuating a business.  You need the right coverage at a good price, and we can help you find what you need.


A business owner's policy ("BOP") provides you with general liability insurance coverage and also protects your business with third-party protection against bodily injury, property damage, personal injury, business equipment, and more. You should also consider this policy if you own your office building, as it may be covered as well, or if you have tools or equipment you rely on to do your work. You can customize your policy, which gives you the right coverage at a great price, as you only pay for what you really need.

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Commercial auto insurance provides a variety of coverages for cars, trucks, vans and other vehicles used by your business.


Commercial auto insurance provides a variety of coverages for cars, trucks, vans and other vehicles used by your business. There are three basic parts of every commercial auto insurance policy:

  • Physical damage insurance − includes collision and comprehensive coverage

  • Liability insurance − includes bodily injury, property damage, uninsured motorist and underinsured motorist coverage

  • Other coverage − includes medical payments, towing and labor, rental reimbursement and auto loan or lease gap coverage

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Business property insurance is coverage that can protect your company’s physical assets from unexpected events, including fires, windstorms, theft and vandalism. Physical assets covered by commercial property coverage could include the business property you own or rent, office equipment, furniture, fixtures, inventory and other items you count on to support your daily operations.


Workers’ compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution that creates a safer and more productive workplace.


Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.


Cyber liability insurance protects your business against the expenses associated with a hack or data breach. In today's environment, having this coverage is crucial for most businesses.


EPLI, or employment practices liability insurance, covers litigation alleging discrimination, sexual harassment, retaliation, and other employment-related issues. 


Errors & omissions liability insurance protects any business that gives advice, makes professional recommendations, designs solutions or represents the needs of others. 


Directors and Officers Liability insurance (D&O insurance) offers liability coverage for company managers to protect them from claims which may arise from decisions and actions taken as part of their duties. Today’s increasingly complex legal environment means businesses face a heightened prospect of liabilities and litigations, often driven by “adverse news events”. Companies usually purchase D&O insurance because lawsuits are expensive, and the costs associated with them are rising. Moreover, if companies do not have a good D&O insurance program in place it is unlikely that they will be able to attract top managerial talent, given the potential risks involved.


At least 25 percent of businesses that close after destructive events such as floods never reopen. We’ll design a policy that will protect your business, as well as its physical contents and assets, from the damage costs that come from floodwater.


Did you know you can protect your properties even before they are finished being built? Builders risk insurance protects from risks like fire, theft and more.


As a business that serves alcohol, liquor liability insurance is essential. This type of policy protects you and your business in the unfortunate event that a customer causes damage or injury after being served alcohol by your business.

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The stress and cost of organizing a special event is tough enough. The last thing you need to worry about is the financial risk you could face if something were to go wrong! Special event insurance removes this burden and allows you to focus on the event.


A surety bond is a great way to guarantee that a large investment in a project is not lost—whether or not the work gets done. This type of insurance is especially common in the construction industry, and is often utilized for government contracts.


Inland marine insurance is coverage that protects your business property while it’s away from your business location. We’ll help you ensure that your property is protected not only at your location but also while it is off-site or in transit.

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